SDLT vs LBTT vs LTT — which stamp duty applies?
People say “stamp duty” for every UK home purchase. Legally, England & Northern Ireland use SDLT, Scotland uses LBTT, and Wales uses LTT. Using the wrong nation’s calculator is an easy way to mis-budget by thousands.
Quick map
- England & Northern Ireland — Stamp Duty Land Tax (SDLT), HMRC
- Scotland — Land and Buildings Transaction Tax (LBTT), Revenue Scotland
- Wales — Land Transaction Tax (LTT), Welsh Revenue Authority
- Ireland — stamp duty via Revenue.ie (separate state)
First-time buyers and surcharges
Each tax has its own reliefs and higher rates for additional dwellings. Do not port England’s first-time buyer story onto a Glasgow purchase.
What our tool covers
City Law Solicitor’s consumer calculator focuses on SDLT-style UK residential estimates and Ireland stamp duty. For LBTT/LTT, use the national calculators or your conveyancer.
Related
Stamp duty calculator · SDLT first-time buyers · Additional property SDLT.
Official sources to keep open
Bookmark the primary official pages for your jurisdiction and re-check them whenever caps or bands change. Calculator sites (including this one) lag legislation if maintainers miss an update.
- GOV.UK — redundant employee rights
- GOV.UK — redundancy pay calculator
- Citizens Information — redundancy (Ireland)
- GOV.UK — Stamp Duty Land Tax
- Revenue.ie
Disclaimer
This article is general information for consumers in the UK and Ireland. It is not legal or tax advice and is not a substitute for advice on your facts. See our Disclaimer.
Practical next steps
Write down your inputs, run an estimate on this site, then immediately cross-check the official calculator for your jurisdiction. Save PDFs or screenshots of both results with the date visible. If you speak to HR or a solicitor, share the input list — not only the headline number — so they can reproduce the math.
Revisit this page after any April employment-limits update or budget that changes tax bands. We publish a rates-verified date on the calculator tools; guides can lag by days or weeks after a surprise fiscal announcement.
Get personalised help when
- You are being asked to sign a settlement agreement under time pressure.
- Selection for redundancy may involve discrimination or whistleblowing issues.
- The employer is insolvent or using a different legal entity than your contract names.
- Stamp duty higher rates or first-time buyer status is disputed on complex ownership facts.
City Law Solicitor provides general information and free estimators for UK and Ireland consumers. We do not act as your solicitor via the website contact address.